“Maybe they should have taught me to budget or something."

That's the eye-roll inducing sentence spawning irritation and embarrassment after a 22-year-old admitted she blew through her $90,000 college fund in just three short years, placing blame on her  parents instead of herself for not giving her "a real serious talk about it."

The college junior, only identified as Kim, went on Atlanta-based radio show "The Bert Show" to confess that she had blown through her college fund set up by her grandparents and as a consequence, cannot pay the $20,000 balance for her senior year.

"I used it [the college fund] to budget for school clothes and college break money. I probably should have not done that.  I took a trip to Europe.  The Europe thing I thought was part of my education and that's how I tried to justify that," Kim explained to the patient hosts.

Stifling laughter, one of the hosts asked Kim to "hold up," and tried to sum up her situation using thinly veiled sarcasm.

"A banking error, obviously, has left your account empty," the host said.

"I've just been avoiding it, like I knew that the bill was coming," Kim replied.

Even though she admits to knowing the money would eventually catch up to her, Kim never admits remorse or her own shortcomings, instead placing blame squarely on her parents for not teaching her simple logic of how money works.

"[My parents] said there was nothing they could do for me.  They're not being honest with me, saying they don't have [money] because my dad has worked for like a million years and they have a retirement account.  Then my parents suggested I go take out a loan at a credit union and I'm like, how am I supposed to do that? I have to go inside the bank to get a loan?"

When the hosts suggested she get a job at the school cafeteria, Kim had one short reply -- "That's embarrassing."

Then she went on to continue playing the blame game.

"I know they're trying to teach me a lesson and blah blah blah and character building but, like, I hope they realize [getting a part-time job] could have such a negative effect on my grades and as a person," she said.

Don't worry though. Stereotypical Millennial Kim didn't quite get her wish.

Not one to shy away from her 15 minutes of radio-fame, Kim called the show back a few days after her initial interview to let them know that she would be taking a job because that is the only way her obviously terrible parents would co-sign a loan with her.

The horror.